Senior Assist 

"It's Your Move...Choose Wisely"

                  DO I NEED AN ANNUITY?

Buying an annuity is crucial for anyone saving for retirement. That should be everyone! Many people are ill-prepared and don't have the understanding to prepare themselves for life after retirement. The most important part is making sure your resources last throughout your lifetime. An Annuity will help you save and then offer you a steady stream of income you will not outlive.

PLAN FOR YOUR RETIREMENT

Today, Americans are staying healthy and living longer than ever. Many people live 20 to 30 years after their retirement, with some living longer than that. Studies have shown that Americans aren't adequately planning for their retirement. Because of this, they aren't prepared for the financial impact of a long retirement.

People who are reaching retirement age will have different circumstances during their retirement than the generations before them. Today, fewer workers are retiring with traditional benefits and employer funded pension plans, which guaranteed steady income for life. In addition, Social Security is less unlikely to provide new retirees that same support earlier generations received.

AN ANNUITY IS MEANT TO HELP YOU SAVE LONG-TERM

There is no other financial planning tool that can help you save AND provide you with a variety of payout options. People who have purchased annuities often say they have helped them to feel more secure and ultimately prevented them from burdening their families financially.

Annuities are the more flexible way to plan your retirement. Your savings will grow on an income tax-deferred basis. You will then choose the payout option that best meets your income needs after you retire. This can be a lump sum, income for life or income for a certain period of time. An annuity is like life insurance that pays you while you live instead of after you're gone.