"It's Your Move...Choose Wisely"

Senior Assist 

WHAT IS A FINAL EXPENSE POLICY?

Final Expense insurance can be a very challenging subject. Thinking about the loss of a loved one is something that can be overwhelming for a family. Not only is there the emotional aspect of losing a loved one, there is also the financial side of paying for the funeral expenses. The costs of a funeral and other final expenses can really add up and the last thing that your family should be worrying about is how they are going to pay for these expenses.

Final Expense insurance helps relieve families of the anxiety of having to pay funeral costs during the loss of a loved one. A Final Expense policy is something that can save your loved ones a lot of stress and money when it comes to planning and paying for your final arrangements. The average cost of funerals is rising, so having a final expense policy can really help ease the burden by providing those left behind with the ability to pay your expenses and debts.

Final Expense costs can include:

• Funeral service
  
• Casket
  
• Cremation
  
• Cemetery plot
  
• Headstone
  
• Minister
  
• Legal fees
  
• Physician and hospital bills
  
• Transportation of the deceased
  
• Outstanding debt
  

A Final Expense policy is pretty flexible when it comes to fitting your needs. You are able to choose the amount of coverage you want and you can even make bequests. There are no medical exams required with Final Expense insurance so they are very easy to issue.

WHO CAN BUY FINAL EXPENSE INSURANCE COVERAGE?

Anyone can buy final expense insurance. Most often it is purchased by elderly or those who are near death and don't have a regular life insurance policy in place.